Good evening :)
Place Order
Add to Watchlist

HDFC Life Insurance Company Ltd

HDFCLIFE Share Price

708.400.10% (-0.70)

HDFCLIFE Share Price Chart

High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP
FinancialsInsurance
LargecapWith a market cap of ₹1,52,630 cr, stock is ranked 54
Low RiskStock is 1.62x as volatile as Nifty

How to use scorecard? Learn more

FinancialsInsurance
LargecapWith a market cap of ₹1,52,630 cr, stock is ranked 54
Low RiskStock is 1.62x as volatile as Nifty

HDFCLIFE Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
84.2910.410.30%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.982.590.96%

HDFCLIFE Analyst Ratings & Forecast

Detailed Forecast 
83%
Analysts have suggested that investors can buy this stock

from 35 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HDFCLIFE Company Profile

HDFC Life Insurance Company provides various individual and group insurance solutions across India such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs etc

HDFCLIFE Similar Stocks (Peers)

Compare with peers 
PE Ratio
12.69
1Y Return
17.73%
Buy Reco %
76.19
PE Ratio
41.12
1Y Return
29.11%
Buy Reco %
76.92
PE Ratio
85.49
1Y Return
10.15%
Buy Reco %
90.91
PE Ratio
37.16
1Y Return
10.57%
Buy Reco %
62.96
PE Ratio
74.01
1Y Return
4.64%
Buy Reco %
67.74
Compare with Peers
HDFCLIFE Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

HDFCLIFE Stock Summary · January 2025

HDFC Life Insurance Company has demonstrated robust growth, reporting a 22% increase in individual weighted received premium, driven by a strong market share expansion and a focus on operational efficiency. However, challenges persist, particularly with an 18%-20% rise in New Business Strain and a decline in margins due to regulatory changes and shifts in product mix. The company is strategically enhancing its distribution channels and product offerings, including loans against policies, to improve customer engagement and mitigate potential surrenders. While persistency rates are expected to stabilize, management remains cautious about the long-term impacts of regulatory adjustments on financial performance. Overall, HDFC Life is committed to transparency and innovation, positioning itself for sustainable growth amidst a dynamic market landscape.

Key Points on Hdfclife Stock
HDFCLIFE Stock Growth Drivers
7
  • Strong Financial Performance

    HDFC Life Insurance Company reported a robust financial performance for the nine months ended December

  • Market Share Expansion

    HDFC Life's market share in the overall sector increased by 70 basis points to 10.8%,

HDFCLIFE Stock Challenges
6
  • Declining Margins and Negative Surplus

    The company has experienced a decline in margins, with a decrease from 26.5% to 25.1%

  • Increasing New Business Strain

    The New Business Strain has been growing at an 18%-20% year-over-year rate, raising concerns about

HDFCLIFE Forecasts

Price

Revenue

Earnings

HDFCLIFE

Income

Balance Sheet

Cash Flow

HDFCLIFE Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 21.28%, vs industry avg of 11.66%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 4.57% to 6.87%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of -0.48%, vs industry avg of 34.38%

Loading...

Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue30,785.5932,541.5938,878.9329,748.9671,973.0867,891.6071,644.401,02,006.6197,385.1097,385.10
Raw Materialssubtract96,095.3696,095.36
Power & Fuel Costsubtract
Employee Costsubtract1,117.101,291.771,410.431,679.791,683.302,145.293,079.953,278.25
Selling & Administrative Expensessubtract28,325.2329,617.8534,683.8324,890.3367,834.1063,158.0765,086.3796,460.33
Operating & Other expensessubtract241.12287.021,113.561,669.32776.121,044.721,960.831,211.99
Depreciation/Amortizationsubtract41.2444.4545.2446.5750.8956.2775.9378.750.00
Interest & Other Itemssubtract
Taxes & Other Itemssubtract173.99193.2913.09165.51267.80160.3273.05-596.80-521.08-521.08
EPS4.445.528.016.436.746.426.427.328.418.42
DPS1.101.361.630.002.021.701.902.002.102.00
Payout ratio0.250.250.200.000.300.260.300.270.250.24

HDFCLIFE Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
FY 2024

Annual report

PDF

Investor Presentation

Jul 21PDF
 

HDFCLIFE Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
HDFC Life Insurance Company Ltd84.2910.410.30%
Life Insurance Corporation Of India12.696.261.22%
Bajaj Finserv Ltd41.123.230.05%
SBI Life Insurance Company Ltd85.4910.860.17%

HDFCLIFE Stock Price Comparison

Compare HDFCLIFE with any stock or ETF
Compare HDFCLIFE with any stock or ETF
HDFCLIFE
Loading...

HDFCLIFE Shareholdings

HDFCLIFE Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HDFCLIFE Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

HDFCLIFE Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding50.32%11.32%2.78%24.95%10.63%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

HDFCLIFE Shareholding History

Dec '23MarJunSepDec '24Mar31.28%30.03%26.63%25.63%25.14%24.95%

Mutual Funds Invested in HDFCLIFE

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding HDFC Life Insurance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.5185%3.08%0.59%51/98 (+2)
0.4778%1.12%0.09%50/98 (+2)
0.4377%1.36%0.15%20/102 (+2)

Compare 3-month MF holding change on Screener

HDFCLIFE Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing HDFCLIFE stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have HDFC Life Insurance Company Ltd

Loading...
Insurance Tracker

Insurance Tracker

Created by Windmill Capital

HDFCLIFE's Wtg.
12.61%
CAGR
4.72%
House of HDFC

House of HDFC

Created by Windmill Capital

HDFCLIFE's Wtg.
35.85%
CAGR
5.60%

HDFCLIFE Events

HDFCLIFE Dividend Trend

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.30%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹2.96 every year

Dividends

Corp. Actions

Announcements

Legal Orders

HDFCLIFE Upcoming Dividends

No upcoming dividends are available

HDFCLIFE Past Dividends

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 16, 2023

Final
Final | Div/Share: ₹1.90

Dividend/Share

1.90

Ex DateEx Date

Jun 16, 2023

Cash Dividend

Ex DateEx DateMay 31, 2022

Final
Final | Div/Share: ₹1.70

Dividend/Share

1.70

Ex DateEx Date

May 31, 2022

Cash Dividend

Ex DateEx DateJun 30, 2021

Final
Final | Div/Share: ₹2.02

Dividend/Share

2.02

Ex DateEx Date

Jun 30, 2021

Cash Dividend

Ex DateEx DateMar 14, 2019

Interim
Interim | Div/Share: ₹1.63

Dividend/Share

1.63

Ex DateEx Date

Mar 14, 2019

HDFCLIFE Stock News & Opinions

Corporate
HDFC Life Insurance Company fixes record date for final dividend

HDFC Life Insurance Company has fixed 20 June 2025 as record date for payment of final dividend of Rs 2.10 per equity share of Rs 10 each for FY 2025. The dividend will be paid on or after 21 July 2025. Powered by Capital Market - Live

5 days agoCapital Market - Live
Corporate
HDFC Life Insurance Company schedules AGM

HDFC Life Insurance Company announced that the 25th Annual General Meeting(AGM) of the company will be held on 16 July 2025.Powered by Capital Market - Live

5 days agoCapital Market - Live
Spotlight
HDFC Life Q4 PAT climbs 16% YoY to Rs 476 cr

Net income from investments tumbled 99.75% to Rs 18.02 crore in Q4 FY25 as compared to Rs 7,251.41 crore posted in same quarter last year. Profit before tax (PBT) stood at Rs 486.21 crore in the March 2025 quarter, registering a growth of 8.12% on YoY basis. In financial year 2025, the company's standalone net profit rose 14.87% to Rs 1,802.12 crore on 12.36% increase in net premium income to Rs 69,616.14 crore in FY25 over FY24. Assets under management (AUM) jumped 15% YoY to Rs 3,36,282 crore as on 31st March 2025. The value of new business (VNB) grew by 13% YoY to Rs 3,962 crore in 12M FY25. The company's Indian embedded value (IEV) grew by 17% and stood at Rs 55,423 crore, with 16.7% operating return on EV, showcasing sustained long-term value creation for shareholders The life insurer's new business margin fell to 25.6% in FY25 as against 26.3% recorded in FY24. The solvency ratio slipped to 194% in FY25 from 187% recorded in FY24. A persistency ratio for the 13th and 61st months stood at a strong 87% and 63%, respectively. Notably, the company's 61st-month persistency saw a significant improvement of 1000 basis points, demonstrating the company's deep customer engagement and effective retention initiatives. Vibha Padalkar, managing director and CEO of HDFC Life, commented: 'FY25 was a year where we deepened our reach, continued sharpening our value propositions and demonstrated the resilience of our business model. We are happy to report an 18% growth in Individual APE for FY25, in line with our stated growth aspirations for the year. Our overall industry market share expanded by 70 bps to 11.1% and by 30 bps to 15.7% within the private sector. Retail protection continued to show strong momentum with APE growth of 25%. All channels registered double-digit growth. We continue to enhance customer experience through intuitive digital platforms, with over 90% of service requests now handled via self-service. As we enter our 25th year of existence, our aspiration remains, against a backdrop of a stable regulatory regime, to consistently outpace sector topline growth, deliver VNB growth in line with APE growth and double key metrics every 4 to 4.5 years.' Meanwhile, the company has declared final dividend of Rs 2.10 per equity share of face value of Rs 10 each for the financial year 2024-25. The company has fixed record date as Friday, 20 June 2025. The payment of final dividend will be made on or after July 21, 2025. HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment, Annuity and Health. The counter rose 0.57% to settle at Rs 720.10 on the BSE.Powered by Capital Market - Live

6 days agoCapital Market - Live
Earnings
HDFC Life Insurance Company consolidated net profit rises 15.48% in the March 2025 quarter

Net profit of HDFC Life Insurance Company rose 15.48% to Rs 475.36 crore in the quarter ended March 2025 as against Rs 411.64 crore during the previous quarter ended March 2024. Sales rose 16.12% to Rs 23842.99 crore in the quarter ended March 2025 as against Rs 20533.71 crore during the previous quarter ended March 2024. For the full year,net profit rose 15.04% to Rs 1810.82 crore in the year ended March 2025 as against Rs 1574.08 crore during the previous year ended March 2024. Sales rose 12.44% to Rs 69836.97 crore in the year ended March 2025 as against Rs 62112.05 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales23842.9920533.71 16 69836.9762112.05 12 OPM %1.581.34 -1.180.70 - PBDT500.43449.67 11 1289.74977.28 32 PBT500.43449.67 11 1289.74977.28 32 NP475.36411.64 15 1810.821574.08 15 Powered by Capital Market - Live

6 days agoCapital Market - Live
Corporate
HDFC Life Insurance Company appoints director

HDFC Life Insurance Company has appointed Vineet Arora as Additional '] Whole']time Director (designated as Executive Director and Chief Business Officer) effective 01 May 2025, for a term of three (3) years. Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Board of HDFC Life Insurance Company recommends final dividend

HDFC Life Insurance Company announced that the Board of Directors of the Company at its meeting held on 17 April 2025, inter alia, have recommended the final dividend of Rs 2.1 per equity Share (i.e. 21%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
HDFC Life Insurance Company Ltd spurts 0.01%, up for fifth straight session

HDFC Life Insurance Company Ltd rose for a fifth straight session today. The stock is quoting at Rs 696.25, up 0.01% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.32% on the day, quoting at 23258.35. The Sensex is at 76290.7, down 0.43%. HDFC Life Insurance Company Ltd has added around 12.94% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has added around 7.3% in last one month and is currently quoting at 24750.05, down 0.16% on the day. The volume in the stock stood at 8.76 lakh shares today, compared to the daily average of 28.84 lakh shares in last one month. The benchmark April futures contract for the stock is quoting at Rs 699.5, up 0.19% on the day. HDFC Life Insurance Company Ltd is up 11.87% in last one year as compared to a 3.3% jump in NIFTY and a 15.61% jump in the Nifty Financial Services index.The PE of the stock is 86.21 based on TTM earnings ending December 24.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
HDFC Life Insurance Company to hold board meeting

HDFC Life Insurance Company will hold a meeting of the Board of Directors of the Company on 17 April 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
HDFC Life Insurance Company allots 94,900 equity shares under ESOS

HDFC Life Insurance Company has allotted 94,900 equity shares under ESOS on 21 March 2025. Post the above allotment, paid']up equity share capital of the Company stood at ₹ 21,52,98,81,870 comprising of 2,15,29,88,187 equity shares of face value of Rs 10 each.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
HDFC Life Insurance Company Ltd up for third consecutive session

HDFC Life Insurance Company Ltd is up for a third straight session today. The stock is quoting at Rs 632.5, up 1.05% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.04% on the day, quoting at 22451.3. The Sensex is at 74000.86, down 0.15%. HDFC Life Insurance Company Ltd has gained around 0.53% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has gained around 0.2% in last one month and is currently quoting at 23056.85, up 0.39% on the day. The volume in the stock stood at 15.64 lakh shares today, compared to the daily average of 25.06 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 632.8, up 1.04% on the day. HDFC Life Insurance Company Ltd is up 1.76% in last one year as compared to a 0.52% jump in NIFTY and a 10.77% jump in the Nifty Financial Services index.The PE of the stock is 77.48 based on TTM earnings ending December 24.Powered by Capital Market - Live

1 month agoCapital Market - Live

Frequently asked questions

  1. What is the share price of HDFC Life Insurance Company Ltd (HDFCLIFE) today?

    The share price of HDFCLIFE as on 24th April 2025 is ₹708.40. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The past returns of HDFC Life Insurance Company Ltd (HDFCLIFE) share are
    • Past 1 week: -0.98%
    • Past 1 month: 4.53%
    • Past 3 months: 14.06%
    • Past 6 months: -0.90%
    • Past 1 year: 19.22%
    • Past 3 years: 27.86%
    • Past 5 years: 56.26%

  3. What are the peers or stocks similar to HDFC Life Insurance Company Ltd (HDFCLIFE)?
  4. What is the dividend yield % of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The current dividend yield of HDFC Life Insurance Company Ltd (HDFCLIFE) is 0.30.

  5. What is the market cap of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹152630.11 Cr as of 24th April 2025.

  6. What is the 52 week high and low of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The 52-week high of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹761.20 and the 52-week low is ₹511.40.

  7. What is the PE and PB ratio of HDFC Life Insurance Company Ltd (HDFCLIFE) stock?

    The P/E (price-to-earnings) ratio of HDFC Life Insurance Company Ltd (HDFCLIFE) is 84.29. The P/B (price-to-book) ratio is 10.41.

  8. Which sector does HDFC Life Insurance Company Ltd (HDFCLIFE) belong to?

    HDFC Life Insurance Company Ltd (HDFCLIFE) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy HDFC Life Insurance Company Ltd (HDFCLIFE) shares?

    You can directly buy HDFC Life Insurance Company Ltd (HDFCLIFE) shares on Tickertape. Simply sign up, connect your demat account and place your order.